Delinquent, Lien and Tax Deeded Property Information
The City, in order to protect its ability to collect all taxes due must proceed to perfect a lien on your property if all taxes for a year are not paid. This lien process can begin after the final (March 31) payment for a year is due. Lien notices have a cost associated with it and can been assessed as early as April 3rd. To avoid this additional charge, you need to pay your current year taxes by April 3rd. Legal notice must be provided to you before the lien process is completed.
Interest after the lien is perfected increases to 14% per annum. Your property can be deeded to the City two years after the lien execution date if all taxes are still not paid. Again, proper notice must be given. Please be aware that once a lien is placed on your property, the lien is recorded at the Registry of Deeds and a notice is sent to your mortgage holder. Also, credit reporting agencies obtain information from the Registry of Deeds regarding the delinquent taxes in order to post this information on your credit report.
The property tax in New Hampshire is the major source of revenue for local government. In Concord, your property tax pays for Concord municipal services, County of Merrimack services, and the Merrimack Valley and Concord School District services, and a state-wide property tax. The City bills and collects taxes for all these entities even though the City Council only sets the tax rate for the municipal portion of the bill. Other portions of the tax bill are controlled by separate governing bodies. If you have questions about the budgets and services covered by your tax bill, the people to contact are:
- City Of Concord Deputy City Manager of Finance at 603-225-8583
- Concord Union School District Superintendent at 603-225-8511
- Merrimack Valley School Superintendent at 603-753-6561
- County of Merrimack Administrator at 603-228-0331
- State Department of Revenue Administration at 603-271-2191